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Liquidations

How under-collateralized positions are unwound.

Liquidations keep the protocol solvent. If a position's health factor falls to 1.0 or below — because collateral fell or debt grew — it becomes eligible for liquidation.

The mechanism

  • Keepers repay a portion of the outstanding USDG debt on behalf of the borrower.
  • In return they seize an equivalent value of collateral plus a liquidation bonus (incentive).
  • This continues until the position's health factor is restored above 1.0.

Avoiding liquidation

Monitor your health factor, keep utilization moderate, and repay early during volatility. Because Stock Tokens trade 24/7, so do liquidations — there are no market-closed gaps to hide risk.