Docs
Borrowing
Open a USDG credit line against your stocks.
Borrowing lets you access liquidity without selling. Each Morpho market has its own borrow limit: the collateral's value times the market's LLTV, capped by the USDG liquidity lenders have supplied to that pool.
LLTV by asset
Lower-volatility assets get higher LLTVs; more volatile names get lower ones. Live examples on Robinhood Chain: TSLA and SPY markets run at 77% LLTV while AMZNruns at 62.5%. Markets that don't exist yet on Morpho show as trade-only in the app.
Interest
Borrow APY accrues continuously on your outstanding balance. There is no fixed term — repay whenever you like. Interest compounds into the debt each block.
Rule of thumb: borrowing to 50% of your limit keeps a comfortable health-factor buffer against price swings.